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Pro Insurance Group

151 Archer Hill Rd. Suite 2
Follansbee, WV 26037

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RV Insurance

RV's have different needs from other types of vehicles. They include a wide variety of vehicles, from campers to luxury coaches. At Pro Insurance Group, we offer many types of insurance policies to meet all your insurance needs.

Do You Need RV Insurance?

Not all RVs require a standalone insurance policy. If you are towing your RV, your auto insurance policy should provide some coverage for your RV.  In certain situations, Class C RVs including fifth wheels and popups, may not require insurance. However, if you are operating a motorized RV, you are required by law to have an insurance policy just as you would for other types of vehicles.

If you own a Class C RV, you should speak with your insurer about how much protection your auto policy provides. RV's can be expensive to repair, and the added weight can result in more damage in the event of an accident, so you should consider an RV policy even if it isn't required.

Types of RV Insurance

There are many things to take into consideration when choosing RV insurance. Will you be living in your motorhome full time? How often will you be operating it? What class is your motorhome? Do you have valuable personal possessions in your RV? These factors will play a role in determining which types of RV insurance you will need.

  • Bodily damage and property damage liability: These policies will cover damages to another party's property or injury expenses due to an accident
  • Uninsured motorist: Covers damage to your vehicle if the responsible party doesn't have insurance
  • Property protection: provides coverage for your personal belongings inside the RV
  • Collision: Covers costs of repair or replacement if your RV is damaged in an accident where you are at fault
  • Personal injury protection: Covers medical expenses you or others in the RV sustain

At Pro Insurance Group, we know that RVs are unique. Our agents will discuss your RV and how you plan to use it and help you select the policy that suits your needs.


Serving clients all across Ohio, West Virginia, and Pennsylvania.

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Our Partners
  • AAA - Auto Club Group
  • Allstate
  • Chubb
  • Dairyland
  • Encompass
  • Foremost
  • Grange
  • Liberty Mutual
  • Municipal Mutual
  • Nationwide
  • Neptune
  • Progressive
  • RLI
  • Safeco
  • State Auto
  • The Hartford
  • Travelers
  • Wright National Flood