Commercial Insurance Options for Restaurants

Commercial insurance protects businesses from serious concerns and minimizes many legal and damage issues. At Pro Insurance Group serving Follansbee, WV, we can provide you with the high-quality coverage that you need at a price that makes sense for your needs. 

What Restaurant Insurance Covers 

Commercial insurance for restaurants typically falls under a specific heading. It is designed to cover all of the potential cost risks that may impact a restaurant and its operation. It covers many different elements of operation, including liability, worker’s compensation, and much more. 

Some restaurants may need commercial insurance policies to pay for any delivery vehicles they may own. This doesn’t mean that they cover their employees’ personal vehicles, of course. Just that they pay for any cars, trucks, or vans used specifically for delivering goods for your company.

Businesses That Need It 

Many types of businesses may fall within the restaurant heading. These aren’t just the types of places you might immediately think, either. They include destinations like:

  • Any bar that serves food
  • Taverns that may also serve foo a nd drinks 
  • Diners, including all-night eateries 
  • Delis and other sandwich shop options 
  • Food delivery organizations 
  • Pizza shops and other specialty restaurants 

Food trucks may also need this type of insurance policy. However, they typically have a specialized policy that must be bought and paid for to get the best results. Make sure you talk to your insurance provider to learn more about your options in this situation. 

Help is Available for You

If you need high-quality restaurant insurance or any other type of commercial policy, you need to work with us at Pro Insurance Group near Follansbee, WV to get help. Our team will work directly with you to ensure that you are satisfied and prevent the kind of long-term issues you’d otherwise experience.