How to make a home inventory and why you need one

Buying a home is something  Americans strive to achieve. Once you have saved and finally found your dream home, you need to make sure you have a good home insurance policy and an agent you can trust to have your best interests at heart. Pro Insurance Group in Follansbee, WV has been serving our community for 60 years. We provide exceptional service, and when you need us, we will be there for you. If you are filing a claim, we will help you through the process, and having a home inventory will make the process go smoother and quicker. 

A home inventory is a listing of all the items that you own and are in your home. If a covered hazard such as fire or tornado hits, you may not have many houses left. You will be asked to provide the insurance company with information about the contents before the damage occurred. Imagine being in a state of shock and thinking about everything in your kitchen or in your closets. It would be overwhelming. 

By making the inventory ahead of time, you can easily provide the insurance adjuster with the information they need to process your claim. You can opt for using a pad and pen or make a digital inventory. No matter which option you choose, you will want to be sure you record model names and serial numbers, especially on electronics. For jewelry or art, you should have an appraisal and take lots of pictures. The more detail you provide, the easier things will go. Lastly, store the inventory in a safe place. Ideally, it should be off-site but if you keep it in your home,  place it in a fire and waterproof safe. 

Contact Pro Insurance Group in Follansbee, WV for more information about home insurance.